When we get more money, what do we do? Spend more money. That seems to be the universal law. That's why the rich "look" rich and the poor "look" poor. If you only grocery shop at the local bodega and define "going out to dinner"as hitting to Boston Market for a half chicken meal, then it's likely because you can't afford to regularly shop at Whole Foods or hit Peter Lugers for an expensive steak. I can dig that.
But what too many of us tend to do is spend the same amount of money that comes in - resulting in the same net disposable cash you started out with when you had less income. People become thousandaires and start to spend thousands. Then people become millionaires and spend start to spend millions. It's no wonder why a man owning a $2.5M home can actually be forced to file for bankruptcy. It doesn't matter if you earn $10M a year; if you owe $20M, you're economically worse off than another earning $100K with no outstanding debt.
So just some quick advance. When you get more bread, it's cool to spend it, but just make sure you are saving a good portion of it. Otherwise, you'll be living paycheck-to-paycheck and would have just become a person with more cash yet the same amount of money in the bank.
-T
